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Bank BC Portal
Authorized BC Point
Bank BC Portal
Services
Business Correspondent — SubhNex, Sikar
SubhNex is an RBI-authorized Business Correspondent for 4 leading government banks — bringing banking services directly to your doorstep in Sikar, Rajasthan. No bank branch, no ATM, no waiting.
RBI Authorized BC
Government Banks Only
100% Secure
Mon–Sat 9AM–6PM
🏛️
Bank of Maharashtra
Authorized BC Partner
📮
India Post Payments Bank
Authorized BC Partner
🌟
Bank of India
Authorized BC Partner
🏦
Bank of Baroda
Authorized BC Partner
5000+ Customers Served
|
4 Partner Banks
|
100% RBI Authorized
|
Instant AEPS Transactions
|
Mon–Sat 9 AM – 6 PM
|
5000+ Customers Served
|
4 Partner Banks
|
100% RBI Authorized
|
Instant AEPS Transactions
|
Mon–Sat 9 AM – 6 PM
Partner Banks
Our 4 Authorized Bank Partners
SubhNex is an authorized BC (Business Correspondent) for the following government banks. Click any bank card to explore full services available.
Bank of Maharashtra
Public Sector Bank — Government of India
Authorized BC — SubhNex, Sikar
Services Available at SubhNex
💳
AEPS Cash Withdrawal💸
Money Transfer📄
Mini Statement⚖️
Balance Enquiry🏦
Account Opening Support🔄
KYC Update AssistanceIndia Post Payments Bank
Payments Bank — Department of Posts, Govt. of India
Authorized BC — SubhNex, Sikar
Services Available at SubhNex
🏦
Savings Account Opening💳
AEPS Transactions💸
Domestic Remittance📄
Mini Statement💰
Cash Deposit🔄
DBT Benefit DisbursementBank of India
Public Sector Bank — Government of India
Authorized BC — SubhNex, Sikar
Services Available at SubhNex
💳
AEPS Cash Withdrawal⚖️
Balance Enquiry💸
Fund Transfer📄
Account Statement🏦
Account Opening🧾
Loan Enquiry SupportBank of Baroda
Public Sector Bank — Government of India
Authorized BC — SubhNex, Sikar
Services Available at SubhNex
💳
AEPS Cash Withdrawal💸
Money Transfer📄
Mini Statement⚖️
Balance Enquiry🏦
Account Opening Support💰
Loan Assistance All Banking Services
Complete BC Banking Services at SubhNex
💳
AEPS Cash Withdrawal
Withdraw cash from any bank using Aadhaar biometric — no ATM card needed
Instant
💸
Money Transfer
Send money to any bank account in India via IMPS — instant, secure transfer
Instant
📄
Mini Statement
Last 10 transactions and current balance for any Aadhaar-linked account
Instant
⚖️
Balance Enquiry
Check your bank account balance instantly through AEPS biometric
Instant
🏦
Account Opening
Jan Dhan and zero-balance savings account opening at partner banks
Same Day
💰
Cash Deposit
Deposit cash into any partner bank account at SubhNex BC point
Instant
🔄
KYC Update
KYC re-verification and update for existing bank accounts
Same Day
📋
DBT Disbursement
Receive government DBT benefits — PM Kisan, pension, scholarships
As Scheduled
What is BC?
What is a Bank Business Correspondent?
A Business Correspondent (BC) is an authorized agent appointed by a bank to provide banking services to customers in areas where a bank branch may not be accessible. SubhNex operates as a BC point for 4 government banks under RBI guidelines.
Officially authorized by RBI and partner banks
All transactions processed through official banking network
Real-time transaction confirmation with receipt
Same security as visiting a bank branch directly
Brings banking to underserved rural & semi-urban areas
4+
Partner Banks
5K+
Customers Served
100%
RBI Compliant
₹0
Hidden Charges
"SubhNex BC point brings banking to your doorstep — no travel, no queue, no branch visit needed for basic banking needs."
How It Works
How Banking Services Work at SubhNex BC Point
1
Visit SubhNex
Walk in to SubhNex, Bus Stand Ranoli, Sikar. No appointment needed for AEPS, transfer and bill services.
2
Provide Aadhaar
Share your 12-digit Aadhaar number and specify bank name and service needed.
3
Biometric Auth
Live fingerprint scan on our certified biometric device authenticates with UIDAI securely.
4
Transaction Done
Your banking transaction processes in seconds through the official bank network. Receipt provided.
5
Confirmation SMS
Bank sends SMS confirmation to your registered mobile for every completed transaction.
Security & Compliance
Your Banking 100% Safe & Secure
All BC transactions at SubhNex are processed through RBI-approved NPCI infrastructure with bank-grade security and full regulatory compliance.
RBI Authorized & Regulated
SubhNex BC operations are fully authorized and regulated by the Reserve Bank of India (RBI). Our BC certification is valid and regularly audited by partner banks.
Biometric Authentication
Every AEPS transaction requires live biometric authentication — your fingerprint is verified against UIDAI records in real-time. No one can access your account without your physical fingerprint.
Encrypted Transactions
All transactions are processed through NPCI's encrypted network — the same infrastructure used by India's leading banks and UPI. End-to-end encryption on every transfer.
Transaction Receipt for Every Service
Every banking transaction at SubhNex comes with a printed receipt containing UTR / transaction ID. Keep it for your records — it's your proof of transaction.
Data Privacy Guaranteed
Your Aadhaar number, biometric data, and account details are never stored or shared. We strictly follow UIDAI and RBI data privacy guidelines at all times.
Fraud Prevention Guidelines
Never share your OTP, PIN or password with anyone — including SubhNex staff. All legitimate BC transactions need only your Aadhaar and fingerprint. Report fraud to bank immediately.
FAQ
Frequently Asked Questions
What is the maximum cash withdrawal limit at SubhNex BC point?
Through AEPS at SubhNex BC point, you can withdraw up to ₹10,000 per transaction. The daily limit depends on your bank's policy — most government banks allow 2-3 AEPS transactions per day (total ₹20,000-30,000). For Bank of Maharashtra and Bank of Baroda, the per-transaction limit is ₹10,000. Contact us for current limits.
Which banks can I withdraw from at SubhNex?
Through AEPS (Aadhaar-Enabled Payment System), you can withdraw from ANY bank account that is linked to your Aadhaar — not just our 4 partner banks. SBI, PNB, Canara Bank, Union Bank, and all other nationalized banks work through AEPS. You just need your Aadhaar number and fingerprint.
Is it safe to do banking transactions at a BC point?
Yes, completely safe. BC transactions use the same NPCI network and security infrastructure as bank branches and ATMs. Biometric authentication through UIDAI ensures no one can access your account without your fingerprint. SubhNex is RBI-authorized — all staff are trained and certified. You will receive a printed receipt for every transaction.
Can I open a bank account at SubhNex?
Yes. SubhNex assists in opening savings accounts at Bank of Maharashtra, India Post Payments Bank, Bank of India, and Bank of Baroda. For Jan Dhan zero-balance accounts, we can complete the process in one visit with just Aadhaar and a photograph. For regular savings accounts, additional KYC documents may be required.
What should I do if an AEPS transaction fails but money is deducted?
In case of a failed AEPS transaction where money appears to be deducted, do not panic — in most cases, the amount is automatically reversed within 2-3 working days. SubhNex provides you with the failed transaction receipt and UTR number for follow-up with your bank. We also assist in filing a transaction dispute with the bank on your behalf.